Many people make the mistake of thinking that it is only the rich who can afford to hire individuals for Private Duty Nursing Jobs. While it’s true that members of the upper crust can and do hire private nurses, it is also true that those who are less affluent are availing themselves of similar medical services. This is because a number of long-term care insurance can provide coverage of USD 150 to 200 a day, enough to cover at least a few hours of nursing care for which agencies usually charge USD 40 to 90 per hour. Medicare is another option for elderly patients, since this can pay for up to eight hours a day or 24 hours per week within a time frame of 60 days.